Do I need a Will?

Do you know for certain what would happen to your estate if you died without a Will?

Making a Will may not be on the top of your “to do” list but if it isn’t, it certainly should be. It is essential to put a Will in place if you want to make sure that your personal effects and assets pass to the people you choose when you pass away.


In the absence of a Will, the intestacy rules provide for distribution of your estate to certain members of your family, which may not reflect your wishes. In particular, there is no provision for cohabiting partners or stepchildren.


There can also be complications for second marriages, as your spouse will receive the first £250,000 of your estate and so children from a previous marriage could be left unprotected.


Making a Will can have tax advantages and also allows you to make specific gifts, to include friends and charities and to make provision for guardians of your minor children. You also have the benefit of selecting people you wish to be in charge of dealing with your estate (the Executors) and can use trusts to protect your estate for vulnerable and minor beneficiaries.

If you want to know more about how intestacy could affect you and your family, contact Tonina Ashby to discuss – 01908 306 940 / [email protected]