Caroline Opie

Mortgage Broker

01525 877701

WIBN Groups

Biography

I am a mortgage and protection adviser and have been in the financial industry since 2002. I deal with clients Nationwide. I pride my self in the professional but personal way I conduct my business.

The services I provide are as follows:

Mortgages/Re-mortgages:
Deciding to move home of re-mortgage your existing property is a big decision and its extremely important that you get the best possible mortgage. With whole of market access, I will always find the best product for you.

First time buyers:
Buying your first home is one of the biggest decision you will ever make. Quite often people don’t know where to start and find the whole process very stressful. I will help and advise you through the whole process from looking for properties until you move into your new home.

Buy to Let:
With tax rules changing over the next few years and the stress testing becoming increasing complex I ensure I am always up to date with the latest changes and offer professional real time advice.

Adverse Credit Mortgages:
Contrary to popular belief a poor credit score will not necessarily stop you from getting a mortgage. I work with a panel of lenders who assess each applicant on a case by case basis. By analysing your credit file, I will know which lenders will consider offering you a mortgage.

Equity release (over 55’s)
These products allow you to access some or all the money tied up in your home. Many retired people find themselves asset rich and cash poor. You may wish to help your children buy their own home, have more to spend in retirement or even pay off your existing mortgage.

Protection Products:
In general people are comfortable insuring their home and contents, cars, phones and domestic appliances etc, however may people do not insure their lives or income. How would your family cope if you could not work through illness or if the worse were to happen death? I can take you through the different types of protection and find the best product to suit your needs.