Emma Cowley

Investment Manager

WIBN Groups

Biography

I am an investment manager at Brewin Dolphin, I help people manage their finances.

I work with my clients to understand their aims, goals and aspirations; we work together to understand where they are and where they want to be. For many this is saving for the future, for school fees, for retirement, providing an additional income either now or at some point in the future when the current situation may change. Together, we work on a plan on how best to achieve this.

I know how busy life can get and I understand that saving efficiently and investing for the future can easily become slightly neglected. My 8 year career at Bank of America Merrill Lynch throughout the financial crisis taught me this. I take the pressure off my clients and let them concentrate on their own busy lives. This means I take responsibility for investing to achieve their goals whilst utilising all ISA, dividend and capital gains tax allowances that are available to them. It is easy to miss out on this ‘low hanging fruit’ which means that investments have to work that much harder for the goals to be met.

I also work with IFA's, accountants, family and private client solicitors to help their clients with their investments.

Posts by this member

Looking ahead to the budget

At this time of year our minds inevitably turn to the government’s budget, now set for October [...]

Are you heading for a comfortable retirement?

For many people, “don’t know” will be their honest answer to this question.  With [...]

5 ways to change your financial future

Five ways to change your financial future: Be aware of your finances. We often meet people [...]

Can classic cars boost your finances as well as your heart rate?

Classic cars can certainly set the pulse racing, but price data shows that over the longer term [...]

Why you need a financial MOT

Why you need a financial MOT Just like your car, your finances need regular maintenance to [...]

Are we heading for a global trade war?

We have been hearing more about protectionism. What is happening? Trump has announced the [...]

Spring budget and tax year end planning

Chancellor Philip Hammond revealed that the economy is expected to grow more strongly than expected [...]