Emma Cowley

Investment Manager

WIBN Groups


I am an investment manager at Brewin Dolphin, I help people manage their finances.

I work with my clients to understand their aims, goals and aspirations; we work together to understand where they are and where they want to be. For many this is saving for the future, for school fees, for retirement, providing an additional income either now or at some point in the future when the current situation may change. Together, we work on a plan on how best to achieve this.

I know how busy life can get and I understand that saving efficiently and investing for the future can easily become slightly neglected. My 8 year career at Bank of America Merrill Lynch throughout the financial crisis taught me this. I take the pressure off my clients and let them concentrate on their own busy lives. This means I take responsibility for investing to achieve their goals whilst utilising all ISA, dividend and capital gains tax allowances that are available to them. It is easy to miss out on this ‘low hanging fruit’ which means that investments have to work that much harder for the goals to be met.

Posts by this member


A dip on the road to wealth creation

Today saw a bit of a shake-out in equity markets around the world. Whilst it may feel traumatic and [...]

Beat the end of tax year rush

Beat the end of tax year rush - make the most of your valuable tax reliefs! This is a short [...]

2018 Outlook: More strong returns likely but it could be a bumpy ride

2017 might have been a politically turbulent year, with geo-political tensions such as Brexit and [...]

UK interest rates rise for the first time in a decade

For those of you who have never experienced an interest rate rise in your working [...]

What price is an education?

Worried about school and / or university fees?  Here's a useful article highlighting the options [...]

North Korea crisis: What should investors do?

An interesting commentary for anyone worried about how the North Korean threat might impact their [...]

Interest rates, Maradona, and the undervalued pound

The partisan nature of the debate about Britain’s exit from the European Union means it is very [...]

Brexit, the pound and investment opportunities

Brexit, the pound and investment opportunities 29 March 2017 So far 2017 has been a [...]

Are you tax year ready?

With the end of the tax year on the horizon this is a crucial time to prepare your finances to take [...]

May’s Brexit speech – what did we learn?

17th January 2017 May's Brexit speech - what did we learn? Theresa May’s most [...]

Donald Trump to be president

Donald Trump to be president Brewin Dolphin’s view [...]

Brexit revisited

Brexit revisited In the immediate aftermath of the UK referendum decision we produced [...]